“Bitcoin is just one example of something that uses a blockchain,” said┬áMelanie Swan, a Philosopher and Economic Theorist at the New School University in New York NY.

Destructive digital technology is an innovation that disrupts and replaces existing technology, thereby significantly changing the pattern of industrial operations, business, or consumer behavior with its superior characteristics.

Here are five disruptive technologies that are shaping our future.

Augmented Reality (AR) and Virtual Reality (VR):

AR and VR are technologies that connect the physical world and the digital world. AR enhances our current environment and VR replaces yours. This technology is popular in the gaming and entertainment industry and is expected to reach $215 billion by 2021. The huge success of Pokemon Go is due to the successful implementation of AR. Potential applications of AR and VR in other industries such as healthcare, travel, education, architectural design, and sports are expected to soon transform the user experience.


Blockchain, the backbone of cryptocurrencies such as Bitcoin, is a decentralized, distributed digital ledger that records transactions between two countries. These transactions are authenticated by the user with a digital signature and recorded on a transparent cryptographic network. This eliminates the need for manual inspections. The potential consequences of blockchain technology are enormous in the financial sector, such as banks and stockbrokers. Apart from digitizing money, blockchain allows us to store physical and tangible assets like copyrights, land ownership, etc. for easier transfers and more secure evidence.

Internet of Things (IoT):

IoT refers to a collection of networked devices, such as, Home security systems, smart devices such as air conditioners, refrigerators, smart speakers, and wearables such as smartwatches. The IoT ecosystem enables seamless communication between people, processes, and things through low-cost computing, cloud, data collection with minimal human intervention.

Artificial Intelligence Artificial Intelligence (AI) refers to the ability of machines and computers to imitate the learning, decision-making, and problem-solving abilities of the human mind. Amazon’s Alexa, Apple’s Siri, Microsoft’s Cortana, and various chatbots are innovations developed with AI. AI helps study and personalize customer behavior, providing a high-quality, accurate, and personalized customer experience.

3D printing:

Although it has been known for decades, 3D printing has become increasingly accessible in recent years. It allows for prototyping, the development of prostheses, as well as in the construction field. Reducing delivery time, waste and clutter have given 3D printing advantages over traditional printing and manufacturing methods.

Findora Founders is a network that enables the development of applications, decentralized applications, and cryptographic tokens/transactions that are simultaneously both transparently verifiable, yet also confidential and private to any degree that the user sees fit. Findora Founders was created to enable the creation of financial services that are transparently operated while preserving user and institutional privacy.